Bill Dalton

Bill Dalton, Mayor of Napier

What was your money moment?

In the 1960s I spent my school holidays doing labouring jobs, particularly in the wool stores. Many of the permanent staff had worked in this sort of environment for years. They had no assets, no savings and no chance of improving their lot.

I made the decision way back then that I was never going to let that happen to me.

Every week I put a few dollars aside until I was able to buy my first shares at age 16. Subsequently, after 10 years in the wool industry, I joined the financial world full time and over 30 years later I had done enough to retire, at age 59.